Mobile Phone Without Credit Check

Get the latest mobile phone without credit check barriers, spreading the cost with 0% APR on flexible terms that fit your budget.

Upgrading your smartphone should never be held back by an imperfect credit history. At Trusty Stores, we believe everyone deserves access to modern tech without facing invasive financial scrutiny. That is why our inclusive plans let you choose the latest handsets on flexible terms designed to fit your weekly or monthly budget comfortably. With no credit check required, you can browse top models and set up manageable payments with total peace of mind today.

With TrustPay, staying connected is simple and stress-free. Eligible shoppers can get approved up to £1,200 instantly, allowing you to pick your preferred mobile phone and spread the cost evenly. Best of all, every plan comes with 0% APR, meaning you will never pay a penny in interest or uncover unexpected setup fees down the line. What you see is what you pay, divided into straightforward instalments that work around your personal payday schedule.

Getting started takes just moments from your phone or computer. Simply select your handset, choose TrustPay at the checkout, and select the payment frequency that suits you best. Our warm, human approach to lending prioritises your current affordability over past financial bumps. Enjoy fast UK delivery straight to your doorstep and join thousands of satisfied customers enjoying brand new smartphones without credit check worries or hidden borrowing costs.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a mobile phone without credit check?

Yes, you can secure a brand-new handset through TrustPay without undergoing any credit checks. We focus on affordable, inclusive repayments rather than your past credit score.

How much can I spend on a phone with TrustPay?

With TrustPay, eligible UK shoppers can be approved up to £1,200 to spend on top smartphones and tech, completely interest-free.

Are there any interest charges or hidden fees?

No, all mobile phone plans through TrustPay are 0% APR. You will only pay the agreed retail price of the phone, split across manageable instalments without interest or surprise fees.

What do I need to apply for a phone plan?

You only need to be a UK resident aged 18 or over with an active debit card and bank account to complete our quick, inclusive setup process.

Will applying for a phone affect my credit file?

Because we do not run hard credit searches, applying for a mobile phone through TrustPay will not leave a footprint on your credit file or impact your score.

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Apply for a TrustPay account — instant decision, no credit check