Pay Monthly Phones with Bad Credit History? Yes, You Can!

At Trusty Stores, we believe everyone deserves access to the latest technology, especially when it comes to staying connected with a new mobile phone.

Getting a new pay monthly phone can be tricky if you've had credit challenges in the past. Many traditional lenders focus heavily on your credit score, making it difficult to get approved. But with Trusty Stores and TrustPay, we take a different approach. We understand that your financial history doesn't always reflect your current situation, and we're here to offer a supportive path to owning the phone you need, with payments that suit your budget.

Our unique TrustPay service is designed to be inclusive, offering 0% APR on all pay monthly phone plans. This means you only pay for the phone itself, with no hidden interest charges. Plus, we don't perform credit checks, removing a common barrier for many of our customers. You could get instant approval for up to £1,200, giving you the freedom to choose from a fantastic range of the latest mobile phones, all on flexible pay monthly or pay weekly terms.

Choosing Trusty Stores means more than just getting a new phone; it means getting peace of mind. Our friendly UK-based customer service team is always on hand to help you every step of the way, from selecting your ideal device to understanding your payment plan. Enjoy the convenience of a new mobile without the worry, knowing that TrustPay makes technology accessible, no matter your credit history. Get approved for up to £1,200 today!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a pay monthly phone with a bad credit history?

Yes, absolutely! At Trusty Stores, we understand that credit challenges happen. Our TrustPay service is specifically designed for inclusive lending, meaning you can get approved for a pay monthly phone even if you have bad credit or no credit history. We offer 0% APR and no credit checks.

How does TrustPay work for phones?

TrustPay allows you to spread the cost of your new mobile phone over manageable pay monthly or pay weekly payments, all at 0% APR. The best part? There are no credit checks, and you can get instant approval for up to £1,200 to spend on the phone of your choice. It's a straightforward way to get the tech you need.

Is there a credit check for pay monthly phones with Trusty Stores?

No, there isn't! With TrustPay, we pride ourselves on offering genuinely no credit check pay monthly phone plans. We focus on your ability to pay now, not your past credit history. This means a quicker, simpler approval process for you.

What is the maximum amount I can be approved for?

Through our TrustPay service, you can receive instant approval for up to £1,200. This generous limit allows you to choose from a wide selection of the latest smartphones and bundles, ensuring you get the perfect device without financial stress.

How quickly can I get approved for a new phone?

Approval with Trusty Stores and TrustPay is instant! Once you complete our simple application, you'll know straight away if you're approved for up to £1,200. This means you can pick your new pay monthly phone and start enjoying it without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check