Get a New Phone with No Credit Check in the UK

Discover a wide range of popular mobile phones available with easy pay-monthly plans through Trusty Stores, all without the need for a credit check.

Getting a new mobile phone should be simple and stress-free, regardless of your credit history. At Trusty Stores, we believe everyone deserves access to the latest tech. That's why we offer a straightforward solution: choose your ideal phone and pay for it over time with TrustPay. Our inclusive lending approach means you can get instant approval for up to £1,200, making it easier than ever to stay connected without financial worry.

Our unique TrustPay system allows you to spread the cost of your new phone with 0% APR. This means you only pay the price of the phone itself, with no hidden interest charges. We understand that life can present financial challenges, so our process is designed to be fair and accessible. Forget about lengthy credit checks and complex applications; we focus on helping you get the products you need when you need them, without judging your past.

With Trusty Stores, securing your new phone is quick and easy. Simply browse our fantastic selection of popular smartphones, add your favourite to your basket, and select TrustPay at checkout. You'll receive an instant decision, often approved for up to £1,200, allowing you to enjoy your new device sooner. Experience the convenience of pay-monthly shopping with the peace of mind that comes from 0% APR and an inclusive approval process, designed with you in mind.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a new phone without a credit check in the UK?

Yes, with Trusty Stores, you can apply for a new phone on a pay-monthly plan without a traditional credit check. Our TrustPay system offers instant approval for up to £1,200.

How does 0% APR pay-monthly work for phones?

Our 0% APR pay-monthly plans through TrustPay mean you pay no interest on your purchase. You simply pay the total cost of your phone spread across manageable monthly instalments, with no extra charges.

What is TrustPay and how can it help me get a phone?

TrustPay is our flexible payment solution designed to make shopping easier. It provides instant approval for up to £1,200 for your purchases, including phones, without needing a credit check, making it accessible to everyone.

Do I need a good credit score to get approved for a phone?

No, a good credit score is not required. Trusty Stores uses an inclusive lending approach with TrustPay, focusing on your current affordability rather than your credit history, offering approval up to £1,200 without a credit check.

What kind of phones can I buy with TrustPay?

You can use TrustPay to buy a wide range of popular mobile phones from our selection. Simply choose your desired phone, and select TrustPay at checkout for a flexible 0% APR pay-monthly plan.

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Apply for a TrustPay account — instant decision, no credit check