Get the Latest Phones with No Upfront Cost – Pay Monthly!

Unlock the latest smartphones today with our flexible pay monthly plans, designed to make technology accessible to everyone, regardless of your credit history.

Getting a new phone shouldn't be a barrier, especially when you need it most. At Trusty Stores, we understand that life happens, and a perfect credit score isn't always possible. That's why we offer a straightforward way to get the phone you want with no upfront cost. Our TrustPay option provides 0% APR and instant approval, helping you stay connected without the financial strain of a large initial payment.

With Trusty Stores and TrustPay, you can shop for your dream phone and spread the cost with easy pay monthly or pay weekly payments. We pride ourselves on inclusive lending, meaning we look beyond traditional credit scores to approve you quickly – even if you have bad credit or no credit history. You could be approved for up to £1,200 to spend on the tech you need, making it easier than ever to get the latest models.

Say goodbye to lengthy applications and unexpected fees. Our 0% APR promise means you only pay for your phone, nothing more. We believe everyone deserves access to essential technology, and our no credit check approach ensures that financial pasts don't dictate your future. Discover our wide range of phones today and experience a new way to buy with Trusty Stores, your trusted UK retailer.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I really get a phone with no upfront cost?

Yes! With Trusty Stores and TrustPay, you can select from a wide range of phones and pay nothing upfront. We spread the cost over manageable monthly or weekly payments with 0% APR.

Do you perform a credit check for phone purchases?

No, we don't perform traditional credit checks for our TrustPay plans. We believe in inclusive lending, making it easier for everyone to get approved for a new phone, even with bad credit or no credit history.

How much can I spend on a phone?

Once approved for TrustPay, you could be instantly approved for up to £1,200 to spend on phones, electronics, and other products across our store.

What is 0% APR?

0% APR means you pay absolutely no interest on your monthly or weekly payments. The price you see is the price you pay, making budgeting simple and transparent.

How quickly will I know if I'm approved?

Our TrustPay approval process is instant! You'll know straight away if you're approved, allowing you to choose your new phone and complete your purchase without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check