Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Experience Stunning 4K with the TCL 85A400U-UK – Even with Bad Credit

Dreaming of a cinematic experience at home but worried about your credit score? The magnificent TCL 85A400U-UK 85-inch 4K Ultra HD QD-Mini LED HDR Smart TV is within reach.

Unlock a world of unparalleled visual quality with the TCL 85A400U-UK. This incredible 85-inch 4K Ultra HD television boasts cutting-edge QD-Mini LED technology, delivering breathtaking contrast, vibrant colours, and exceptional brightness. HDR support ensures every scene pops with lifelike detail, making movies, sports, and gaming an immersive spectacle. As a smart TV, it offers seamless access to your favourite streaming apps and content, transforming your living room into an entertainment hub.

We understand that financial circumstances can be challenging, and a less-than-perfect credit history shouldn't stop you from enjoying the best in home entertainment. That's why we're proud to offer flexible payment solutions designed to help you bring home the TCL 85A400U-UK without the stress. Our aim is to make high-quality electronics accessible to everyone, ensuring a straightforward and transparent purchasing process.

Introducing TrustPay – your solution for affordable TV ownership. With TrustPay, you could be approved for finance up to £1,200, making significant purchases like the TCL 85A400U-UK more manageable. The best part? TrustPay offers a fantastic 0% APR, meaning you only pay back the cost of your TV, with no extra interest charges. Crucially, there's no traditional credit check involved, making it an ideal option for those with bad credit who might struggle with conventional finance applications.

A400U 85" 4K Ultra HD QD-Mini LED HDR Smart TV - 85A400U-UK | TCL-85A400UUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3598.20 split into 12 payments of £299.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3598.20. 0% APR, no interest, no fees.

What is QD-Mini LED technology?

QD-Mini LED combines Quantum Dot colour technology with a Mini LED backlight. This creates superior brightness, deeper blacks, and more precise contrast compared to traditional LED TVs, enhancing your viewing experience.

How does TrustPay work for bad credit customers?

TrustPay allows you to finance purchases up to £1,200 with 0% APR. It doesn't involve a traditional credit check, making it an accessible option for those with a limited or poor credit history, focusing instead on affordability.

Is the TCL 85A400U-UK a smart TV?

Yes, the TCL 85A400U-UK is a Smart TV, giving you instant access to a wide range of streaming services, apps, and online content directly from your television, often powered by a user-friendly operating system.

Apply for a TrustPay account — instant decision, no credit check