Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

A400U 98" 4K Mini LED Smart TV with No Credit Check Finance

Dreaming of an immersive home cinema experience? The colossal TCL 98A400U-UK 98" 4K Ultra HD QD-Mini LED HDR Smart TV brings breathtaking visuals and smart features right into your living room.

Experience television like never before with the TCL 98A400U-UK. This incredible 98-inch 4K Ultra HD QD-Mini LED HDR Smart TV combines cutting-edge display technology with a vast screen size, delivering unparalleled clarity, vibrant colours, and deep contrasts. Whether you're a film buff, a sports enthusiast, or a keen gamer, the QD-Mini LED panel ensures every scene is rendered with stunning detail and brightness, making your favourite content truly come alive. Smart features mean easy access to all your streaming services and apps.

At such a premium scale, investing in a high-end TV like the TCL 98A400U-UK is a significant decision. We believe everyone should have access to the latest technology, which is why we offer flexible and responsible payment solutions. If you're looking for an alternative to traditional finance options, you've come to the right place. We understand that not everyone wants, or can get, finance that requires a credit check, and we're committed to making your purchase straightforward and stress-free.

Introducing TrustPay – your solution for acquiring the TCL 98A400U-UK without the worry of a credit check. TrustPay offers 0% APR, meaning you only pay back the price of the TV, with no hidden interest charges. Approval is fast and designed to be accessible, allowing you to be approved for up to £1,200. This empowers you to spread the cost of your new 98-inch 4K Mini LED Smart TV into manageable payments, getting you closer to that cinematic viewing experience sooner.

A400U 98" 4K Ultra HD QD-Mini LED HDR Smart TV - 98A400U-UK | TCL-98A400UUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £5038.20 split into 12 payments of £419.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £5038.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our special finance option that allows you to purchase eligible products, including the TCL 98A400U-UK TV, without needing a traditional credit check. It offers 0% APR, meaning you pay no interest, and you can be approved for up to £1,200.

Will applying for TrustPay affect my credit score?

No, applying for or using TrustPay will not affect your credit score as it does not involve a traditional credit check. This makes it an excellent option if you prefer to avoid credit score impacts.

How quickly can I get approved for TrustPay?

Approval for TrustPay is typically fast and straightforward. Our process is designed to provide you with a quick decision, so you can proceed with your purchase without unnecessary delays.

Apply for a TrustPay account — instant decision, no credit check