Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Series 12 GPS + Cellular (46mm, Blue) with TrustPay – No Credit Check

Dreaming of the latest Apple Watch Series 12 but worried about your credit history? Good news! You can get the advanced Apple Watch Series 12 (46mm, Aluminium, Blue Sport Band - M/L) today without a traditional credit check.

Experience the cutting-edge technology of the Apple Watch Series 12 GPS + Cellular. This 46mm model, featuring a stylish blue aluminium case and a comfortable M/L blue sport band, keeps you connected, healthy, and informed on the go. Make calls, stream music, track your fitness, monitor your heart health, and stay connected without your iPhone nearby, all from your wrist. With enhanced performance, new health features, and a stunning display, the Series 12 is designed to seamlessly integrate into your busy life, offering unparalleled convenience and capability.

We understand that a less-than-perfect credit score shouldn't prevent you from owning the tech you need or want. That’s why we’ve partnered with TrustPay to offer a straightforward and accessible way to finance your new Apple Watch Series 12. TrustPay is designed for everyone, especially those with past credit challenges. Unlike traditional lenders, TrustPay focuses on your current affordability, not just your credit history, making it easier for more people to get approved for essential purchases.

With TrustPay, you can enjoy 0% APR on your purchase, meaning you only pay back the price of your Apple Watch, with no hidden interest charges. The application process is quick and completely online, requiring no hard credit checks that could further impact your score. Many customers are approved for up to £1,200, more than enough to cover the Apple Watch Series 12. This flexible payment option allows you to spread the cost over manageable instalments, making high-quality tech accessible and affordable, even if you have a bad credit score.

Apple Watch Series 12 GPS + Cell 46mm Aluminium Blue Sport Band - M/L

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1258.20 split into 12 payments of £104.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1258.20. 0% APR, no interest, no fees.

Can I get an Apple Watch Series 12 with bad credit?

Yes, absolutely! We offer financing through TrustPay, which provides approvals for customers regardless of their credit history. TrustPay does not perform traditional credit checks.

What is TrustPay and how does it work?

TrustPay is a financing option that allows you to buy now and pay later. It offers 0% APR, meaning you pay no interest, and doesn't require a credit check. You can be approved for up to £1,200 and pay for your Apple Watch in manageable instalments.

Is TrustPay FCA compliant?

Yes, TrustPay operates under strict adherence to the Financial Conduct Authority (FCA) guidelines, ensuring fair and responsible lending practices for all customers.

Apply for a TrustPay account — instant decision, no credit check