Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 2 GPS + Cellular 49mm Titanium: Own it with 0% APR!

Experience the pinnacle of adventure and technology with the Apple Watch Ultra 2 (GPS + Cellular, 49mm Titanium). Now, owning this powerful device is simpler than ever with our 0% APR TrustPay option.

The Apple Watch Ultra 2 is engineered for extremes, offering unparalleled durability, advanced features, and an impressive 36-hour battery life (up to 72 hours in Low Power Mode). Its robust 49mm titanium case houses the brightest-ever Apple Watch display, making it easy to read in any condition. With dual-frequency GPS for pinpoint accuracy and cellular connectivity, you can stay connected and safe wherever your adventures take you, even without your iPhone. The Desert Alpine Loop (L) provides a secure and comfortable fit, designed for rugged use.

This isn't just a smartwatch; it's an essential companion for explorers, athletes, and anyone who demands the very best. From its water resistance up to 100 metres (with EN13319 certification for recreational diving) to advanced health metrics like ECG, blood oxygen, and temperature sensing, the Ultra 2 is packed with innovations. The customizable Action button offers instant control over your favourite functions, while the all-new S9 SiP enables features like on-device Siri and Precision Finding for iPhone.

We understand that investing in premium technology requires flexible payment options. That's why we're proud to offer TrustPay, making the Apple Watch Ultra 2 more accessible. With TrustPay, you can spread the cost of your new device with 0% APR. This means you only pay the price of the watch, with no extra interest charges.

Apple Watch Ultra 4 GPS + Cell 49mm Titanium Desert Alpine Loop - L

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1348.20 split into 12 payments of £112.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1348.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our flexible payment solution allowing you to purchase eligible items with 0% APR. You pay no interest on your purchase, only the original price of the product, spread over manageable instalments.

Does TrustPay require a credit check?

No, TrustPay does not perform a credit check. We aim to make premium products accessible to more customers without impacting your credit score or requiring extensive financial history.

What is the maximum amount I can be approved for with TrustPay?

Customers can be approved for up to £1,200 with TrustPay. This amount is sufficient to cover the cost of many high-value items, including the Apple Watch Ultra 2.

Apply for a TrustPay account — instant decision, no credit check