Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

ASUS Vivobook 16: Your Path to a New Laptop, Even with Bad Credit

Dreaming of a powerful new laptop like the ASUS Vivobook 16 but worried about your credit history? We understand that financial hurdles shouldn't stop you from getting the technology you need.

The ASUS Vivobook 16 with its robust Intel Core U5 processor, generous 16GB of RAM, and speedy 512GB SSD is a fantastic choice for productivity, study, and everyday use. Its expansive 16-inch display offers an immersive viewing experience, making it ideal for everything from detailed spreadsheets to streaming your favourite content. This laptop is designed to deliver reliable performance, ensuring you can tackle your tasks efficiently and enjoy seamless multitasking. At our core, we believe everyone deserves access to quality technology, regardless of past financial difficulties.

Many traditional lenders can make it difficult to secure financing for electronics if you have a less-than-perfect credit score. This can be incredibly frustrating when you genuinely need an upgrade for work, education, or simply staying connected. We’ve partnered with TrustPay to offer a straightforward and fair solution. This means you can focus on the impressive features of the ASUS Vivobook 16 – its crisp display, ergonomic keyboard, and long-lasting battery – instead of credit score anxieties.

Introducing TrustPay: a revolutionary way to get your ASUS Vivobook 16 without credit checks. TrustPay offers 0% APR, meaning you pay back only the price of your laptop, with no hidden interest charges. What's more, you could be approved for up to £1,200, which comfortably covers the cost of this excellent ASUS model. The application process is swift, transparent, and designed with your needs in mind. There are no complex forms or lengthy waits; just a quick assessment focused on your current ability to pay, not your past credit score.

ASUS Vivobook 16 16in U5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1438.20 split into 12 payments of £119.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1438.20. 0% APR, no interest, no fees.

Can I really buy an ASUS Vivobook 16 with bad credit?

Yes, absolutely! Through our partnership with TrustPay, we offer a solution specifically designed for individuals with bad or no credit history. Your approval is based on your current financial situation, not past credit scores.

What are the benefits of using TrustPay for my laptop purchase?

TrustPay offers significant benefits: 0% APR (meaning no interest charges), no credit checks, and potential approval up to £1,200. It's a straightforward and fair way to finance your new ASUS Vivobook 16.

How quickly can I get approved for TrustPay?

The TrustPay application process is designed to be quick and efficient. Decisions are usually made very rapidly, allowing you to proceed with your ASUS Vivobook 16 purchase without long delays.

Apply for a TrustPay account — instant decision, no credit check