Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-FC1010NAX Laptop with 0% APR Financing – No Credit Check!

Looking for a versatile and affordable laptop? The HP 15-FC1010NAX offers reliable performance for everyday tasks, and now you can own it with our fantastic 0% APR finance option.

The HP 15-FC1010NAX is an excellent choice for students, home users, and professionals needing a dependable machine. Featuring a responsive AMD Ryzen 3 processor, 4GB of RAM, and a speedy 512GB SSD, it handles web browsing, document editing, and streaming with ease. The vibrant 15.6-inch display provides clear visuals, making it perfect for both work and entertainment.

We understand that purchasing a new laptop can be a significant investment, which is why we're proud to offer a flexible and accessible way to pay. With our TrustPay financing option, you can spread the cost of your new HP laptop without incurring any interest. That's right – 0% APR, meaning you only pay for the laptop, nothing more.

Applying for TrustPay is straightforward and designed with your financial well-being in mind. Unlike traditional finance options, there are **no credit checks** involved, making it accessible to a wider range of customers. You could be approved for up to £1,200, more than enough to cover the cost of the HP 15-FC1010NAX and perhaps even some essential accessories. This means you can get the tech you need today, without worrying about your credit score.

HP 15-FC1010NAX 15in R3 4GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay is our exclusive financing solution offering 0% APR on eligible purchases. You can spread the cost of your HP 15-FC1010NAX laptop without paying any interest. Simply choose TrustPay at checkout.

Is a credit check required for TrustPay?

No, a credit check is not required for TrustPay. This makes our 0% APR financing accessible to more customers, ensuring a quick and easy approval process.

What is the maximum amount I can be approved for with TrustPay?

You can be approved for up to £1,200 through TrustPay, which is typically sufficient to cover the HP 15-FC1010NAX laptop and potentially other items you might need.

Apply for a TrustPay account — instant decision, no credit check