Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Omnibook 3 16-BY0012NAX Laptop: Your Path to Ownership with TrustPay

Looking for a powerful new laptop but worried about your credit history? The HP Omnibook 3 16-BY0012NAX is within reach, even if you have a less-than-perfect credit score.

The HP Omnibook 3 16-BY0012NAX is a fantastic choice for work, study, or entertainment, boasting a vibrant 16-inch display, a robust R7 processor, 16GB of RAM, and a speedy 512GB SSD. This high-performance machine is designed to handle demanding tasks with ease, offering the reliability and quality you expect from HP. Whether you're multitasking, enjoying multimedia, or working on creative projects, this laptop delivers a smooth and efficient experience. We believe everyone deserves access to essential technology, regardless of their financial past.

Understanding that financial circumstances can change, we've partnered with TrustPay to make buying your new HP Omnibook 3 simple and accessible. TrustPay offers a transparent and fair way to spread the cost of your purchase without the worry of traditional credit checks. This means you won't face intrusive inquiries that could further impact your credit score. TrustPay is designed to provide immediate relief and access to the products you need, ensuring a straightforward and stress-free application process.

With TrustPay, you can benefit from 0% APR on your purchase, meaning you only pay back the exact price of the laptop – no hidden interest charges or unexpected fees. You could be approved for up to £1,200, which comfortably covers the cost of your HP Omnibook 3 16-BY0012NAX. The entire process is quick, confidential, and designed with your financial well-being in mind. We're committed to FCA-compliant practices, ensuring all payment options are presented clearly and fairly, so you can make an informed decision with confidence.

HP Omnibook 3 16-BY0012NAX 16in R7 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a payment solution designed to help customers with varying credit histories purchase products. It offers 0% APR and no credit checks for approvals up to £1,200, making it easier to buy your HP Omnibook 3.

Will applying for TrustPay affect my credit score?

No, TrustPay does not perform traditional credit checks. This means applying for TrustPay will not leave a mark on your credit file or impact your credit score.

How much can I be approved for with TrustPay?

TrustPay can approve you for up to £1,200. This amount is typically sufficient to cover the full cost of the HP Omnibook 3 16-BY0012NAX laptop.

Apply for a TrustPay account — instant decision, no credit check