Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 16-BY0013NAX: Your Path to a New Laptop, Even with Bad Credit

Looking for the powerful HP OmniBook 3 16-BY0013NAX laptop but concerned about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from getting the tech you need.

The HP OmniBook 3 16-BY0013NAX is a fantastic choice for everyday computing, work, and entertainment. Featuring a vibrant 16-inch display, a reliable R5 processor, 8GB of RAM, and a speedy 512GB SSD, it offers the performance and storage you need to tackle your daily tasks with ease. Whether you're browsing the web, working on documents, streaming content, or keeping in touch with loved ones, this laptop delivers a smooth and responsive experience.

Many traditional lenders can make it difficult to purchase essential items like laptops if you have a low credit score. At [Your Company Name], we believe everyone deserves access to quality technology. We've partnered with TrustPay to provide a fair and accessible way to finance your new HP OmniBook 3, designed specifically for those who might have faced credit challenges in the past.

Introducing TrustPay: your solution for purchasing the HP OmniBook 3 16-BY0013NAX without a credit check. TrustPay offers 0% APR, meaning you won't pay any interest on your purchase. You could be approved for up to £1,200, which comfortably covers the cost of this excellent laptop. The application process is straightforward and focuses on your current affordability, not just your past credit history, making it genuinely accessible for a wider range of customers. This means no impact on your credit file during the application, and a clear, simple repayment plan.

HP OmniBook 3 16-BY0013NAX 16in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1799.98 split into 12 payments of £150.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1799.98. 0% APR, no interest, no fees.

Can I really buy this HP laptop with bad credit?

Yes, through our partnership with TrustPay, you can apply for finance for the HP OmniBook 3 16-BY0013NAX even if you have bad credit, as they offer options with no credit check.

What is TrustPay and how does it work?

TrustPay provides a 0% APR finance option with no credit check. You could be approved for up to £1,200 based on your current affordability, allowing you to pay for your laptop in manageable, interest-free instalments.

Will applying for TrustPay affect my credit score?

No, TrustPay's application process does not involve a traditional credit check, so applying will not leave a mark on your credit file or negatively impact your credit score.

Apply for a TrustPay account — instant decision, no credit check