Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 16-BY0013NAX: Your Laptop, Your Way with Instalments

Looking for the powerful HP OmniBook 3 16-BY0013NAX 16-inch laptop but prefer to spread the cost? Discover how easy it is to own this fantastic device with our flexible payment options.

The HP OmniBook 3 16-BY0013NAX offers a brilliant blend of performance and portability for your everyday tasks, creative projects, or entertainment needs. Featuring a vibrant 16-inch display, a responsive R5 processor, 8GB of RAM for smooth multitasking, and a speedy 512GB SSD for ample storage, it's designed to keep up with your demanding lifestyle. Whether you're working from home, studying, or unwinding with your favourite content, this HP laptop delivers a premium experience.

We understand that a new laptop is an investment, and paying upfront isn't always the best option. That's why we've partnered with TrustPay to make the HP OmniBook 3 16-BY0013NAX more accessible through convenient instalment plans. TrustPay offers a straightforward way to buy now and pay later, ensuring you can get the technology you need without financial strain. It's designed to be transparent and easy to use.

With TrustPay, you can enjoy 0% APR on your purchase, meaning you only pay the price of the laptop – no hidden interest charges. What's more, TrustPay offers a significant advantage: there's no traditional credit check required. This means more customers can be approved, helping you secure your HP OmniBook 3 16-BY0013NAX quickly and efficiently. You could be approved for up to £1,200, covering a substantial portion or even the full cost of your new device.

HP OmniBook 3 16-BY0013NAX 16in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1799.98 split into 12 payments of £150.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1799.98. 0% APR, no interest, no fees.

How does TrustPay work for buying the HP OmniBook 3?

Simply add the HP OmniBook 3 16-BY0013NAX to your basket and choose TrustPay at checkout. You'll complete a quick application, and if approved, you can spread the cost with 0% APR instalments.

Is there a credit check for TrustPay?

No, TrustPay offers a 'no credit check' option, which can make it easier for more customers to be approved for financing, subject to their internal assessment criteria.

What is the maximum amount I can be approved for with TrustPay?

TrustPay can approve you for purchases up to £1,200, which is often sufficient to cover the cost of the HP OmniBook 3 16-BY0013NAX laptop.

Apply for a TrustPay account — instant decision, no credit check