Finance Your Dream Sofa with 0% APR & No Credit Check

Discover how easy it is to bring home the sofa you've always wanted with Trusty Stores and TrustPay, offering flexible 0% APR payments.

Finding the perfect sofa can transform your living space, and at Trusty Stores, we believe everyone deserves comfort without financial stress. With TrustPay, you can spread the cost of your new sofa with 0% APR, making luxury affordable. We understand that credit history can be a barrier, which is why our inclusive lending approach ensures you can get approved for up to £1,200 without a credit check. It's a simple, straightforward way to furnish your home.

Our pay-monthly and pay-weekly plans are designed with you in mind, offering a clear and manageable way to pay for your chosen sofa. The instant approval process means you won't be left waiting, and with no hidden fees or interest thanks to our 0% APR, you know exactly what to expect. Trusty Stores is committed to providing a transparent and fair shopping experience, ensuring you can relax on your new sofa sooner than you think. Enjoy the peace of mind that comes with knowing your payments are hassle-free.

TrustPay is here to help you achieve your home furnishing goals, regardless of your past credit history. We've made it our mission to offer a solution for everyone, focusing on your ability to pay today rather than strict credit scores. With approval for up to £1,200, a wide range of stylish sofas is within your reach. Experience the convenience and reassurance of 0% APR and no credit check – it's the smart way to buy your next sofa with Trusty Stores, your trusted UK retailer.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a sofa on finance with bad credit?

Yes, absolutely! At Trusty Stores, we understand that financial bumps happen. With TrustPay, we offer 0% APR finance for sofas without a credit check, so your past credit history won't stop you from getting approved for up to £1,200.

How does 0% APR sofa finance work?

With TrustPay, 0% APR means you only pay for the cost of your sofa, with no extra interest charges. Once approved for up to £1,200, you simply choose a pay-monthly or pay-weekly plan that suits your budget, making payments easy and affordable.

Do you do credit checks for sofa finance?

No, with TrustPay, we don't perform credit checks for our sofa finance options. We believe in inclusive lending and look at your current ability to pay, helping you get approved quickly for up to £1,200 for your new sofa.

What is the maximum I can be approved for?

Through TrustPay, you can be instantly approved for up to £1,200 to finance your new sofa. This allows you to choose from a wide range of our quality sofas and spread the cost comfortably with 0% APR.

How quickly can I get approved for sofa finance?

Our TrustPay approval process is instant! Once you apply, you'll know straight away if you're approved for up to £1,200, allowing you to proceed with your 0% APR sofa purchase without delay.

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Apply for a TrustPay account — instant decision, no credit check