Finance Sofas with 0% APR & No Credit Check

Find your perfect sofa and spread the cost with Trusty Stores, offering flexible payment options with TrustPay, 0% APR, and no credit checks.

At Trusty Stores, we believe everyone deserves a comfortable and stylish home. That's why we offer a range of beautiful sofas available with our fantastic TrustPay finance option. You can enjoy 0% APR on your purchase, making it easier to manage your budget. We're proud to offer an inclusive way to buy the furniture you love, without traditional hurdles. Plus, with approvals up to £1,200, your dream sofa is closer than you think.

Our TrustPay service is designed to be straightforward and customer-friendly. We understand that not everyone has a perfect credit history, and that shouldn't stop you from furnishing your home. With no credit checks, applying for finance on your new sofa is simple and stress-free. You’ll get an instant decision, allowing you to quickly move forward with your purchase. It’s all about making quality furniture accessible to you.

Choosing Trusty Stores means choosing peace of mind. Our 0% APR offer ensures you won't pay extra for spreading the cost, and our no credit check policy means applying is always inclusive. Browse our wide selection of sofas, from cosy two-seaters to spacious corner units, all available with TrustPay. Get approved up to £1,200 instantly and transform your living space with ease.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a sofa on finance with bad credit?

Yes, with Trusty Stores and TrustPay, you can get a sofa on finance even if you have bad credit or no credit history. We offer an inclusive approval process with no credit checks.

Do you offer 0% APR on sofas?

Absolutely! All our sofa finance options through TrustPay come with 0% APR, meaning you only pay for the sofa itself, with no extra interest charges.

How much can I get approved for with TrustPay?

With TrustPay, you can be approved for up to £1,200 to help you purchase your new sofa, depending on your individual circumstances.

Is there a credit check when applying for sofa finance?

No, Trusty Stores offers sofa finance through TrustPay with no credit checks. We focus on affordability and your ability to pay, not your credit history.

How quickly can I get approved for sofa finance?

Our TrustPay application process provides instant approval decisions, so you'll know right away if you're approved for finance on your new sofa.

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Apply for a TrustPay account — instant decision, no credit check