Get Your iPhone Pay Monthly with No Credit Check in the UK

Dreaming of a new iPhone but worried about your credit history? Trusty Stores makes it easy to get the tech you love with our flexible pay-monthly plans and TrustPay.

At Trusty Stores, we believe everyone deserves access to the latest technology. That's why our unique TrustPay system allows you to get your brand new iPhone on a pay-monthly plan with 0% APR, and crucially, *no credit check* is required. We look beyond your credit score, focusing on your ability to manage affordable payments. It's a straightforward way to upgrade your tech without financial stress, making the latest iPhone accessible to you, even with bad credit or no credit history. We're here to help you get connected.

Applying for your iPhone with TrustyPay is incredibly simple and quick. You can get instant approval for up to £1,200, giving you the power to choose from a fantastic range of iPhones. Our inclusive lending approach means we welcome applications from everyone, ensuring that a past financial blip or a lack of credit history won't stand in your way. Experience transparent, interest-free payments that fit your budget, letting you enjoy your new iPhone from day one without hidden fees or complex terms. Start your journey with Trusty Stores today.

Beyond easy approvals, Trusty Stores offers a secure and reliable way to shop. We're committed to fair and responsible lending practices, ensuring our 0% APR pay-monthly plans are genuinely affordable. With TrustPay, you're not just buying an iPhone; you're gaining a trusted partner dedicated to helping you manage your finances responsibly while enjoying high-quality products. Join thousands of happy customers across the UK who have found their perfect tech solution with Trusty Stores and TrustPay – your new iPhone is closer than you think!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get an iPhone with bad credit in the UK?

Yes, absolutely! At Trusty Stores, our TrustPay system allows you to get a new iPhone on a pay-monthly plan with 0% APR, and we perform no credit checks. We focus on your ability to make affordable payments, not your past credit history.

How does 'no credit check' work for iPhones?

With Trusty Stores, our TrustPay system offers an inclusive lending approach. Instead of traditional credit checks, we use an alternative assessment to approve you for up to £1,200 instantly. This means your credit score won't prevent you from getting the iPhone you want.

What is 0% APR and how does it apply to iPhone payments?

0% APR means you pay no interest on your monthly instalments. When you get an iPhone through Trusty Stores using TrustPay, you only pay back the cost of the phone itself, spread over manageable, interest-free monthly payments. There are no hidden charges.

How much can I get approved for with TrustPay?

You can get approved instantly for up to £1,200 with TrustPay at Trusty Stores. This amount is often sufficient to cover the cost of a wide range of popular iPhone models, allowing you to choose the device that best suits your needs and budget.

Is Trusty Stores regulated for pay-monthly plans?

Yes, Trusty Stores operates in full compliance with UK regulations. Our inclusive lending practices and 0% APR pay-monthly plans are designed to be fair, transparent, and responsible, adhering to all relevant FCA guidelines to protect our customers.

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Apply for a TrustPay account — instant decision, no credit check