Get a New Mobile Phone with Bad Credit? Trusty Stores Can Help!

At Trusty Stores, we believe everyone deserves access to essential tech, which is why we offer a straightforward way to get a new mobile phone, even if your credit history isn't perfect.

Finding a new mobile phone can be challenging when you have a less-than-perfect credit score. Many traditional retailers perform stringent credit checks that can make it difficult to get approved. But with Trusty Stores, things are different. We focus on your ability to pay today, not your past. Our unique TrustPay system allows you to get the mobile you need with 0% APR, making budgeting simple and transparent for everyone.

We understand that life happens, and a low credit score shouldn't stop you from staying connected. That's why our application process for a pay-monthly mobile is designed to be inclusive and quick. Forget the worry of credit checks – with TrustPay, you can get instant approval for up to £1,200, letting you choose from a great range of the latest mobile phones without delay. It’s about trust and convenience.

With Trusty Stores, getting your hands on a new mobile is stress-free. Our 0% APR offering means you pay no extra interest on your purchase, ever. Plus, with our clear pay-monthly or pay-weekly options, you can manage your payments in a way that suits your budget. Experience the freedom of choosing a new mobile without the usual hurdles, all backed by our friendly and fair TrustPay system.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a mobile phone on finance with bad credit in the UK?

Yes, with Trusty Stores and our TrustPay system, you can get a new mobile phone on finance even if you have bad credit or no credit history. We offer an inclusive lending approach.

Do Trusty Stores perform credit checks for mobile phone purchases?

No, when you apply for a pay-monthly mobile with TrustPay at Trusty Stores, we do not perform traditional credit checks. We focus on making finance accessible to everyone.

What is the maximum amount I can be approved for?

Through TrustPay, you can get instant approval for up to £1,200, which is often more than enough to cover the cost of a great new mobile phone.

Is there any interest on pay-monthly mobile phones?

Absolutely not! All our pay-monthly plans through TrustPay come with 0% APR. This means you only pay for the price of your mobile, with no hidden interest charges.

How quickly can I get approved for a mobile phone?

Our TrustPay system offers instant approval. Once you apply, you'll know your approval status right away, so you can choose your new mobile phone without delay.

Related pages

Apply for a TrustPay account — instant decision, no credit check