Monthly Payment Sofas: Your Dream Sofa with 0% APR

Transform your living space with a beautiful new sofa, available on flexible monthly payments that fit your budget, even if you've had credit challenges in the past.

At Trusty Stores, we believe everyone deserves a comfortable and stylish home. That's why we offer a fantastic range of sofas available with monthly payments through TrustPay, our inclusive finance option. We understand that life happens, and a less-than-perfect credit history shouldn't stop you from getting the furniture you need. Our process is straightforward, designed to be fair, and puts your needs first, helping you budget effectively.

With TrustPay, you can enjoy the comfort of a brand-new sofa without worrying about hidden interest. We provide 0% APR on all pay-monthly plans, meaning you only pay for the sofa itself, spread over manageable instalments. Forget stressful credit checks – we focus on your ability to pay today, not your past. You could be instantly approved for up to £1,200, making that dream sofa more attainable than ever.

Choosing your perfect sofa is exciting, and with Trusty Stores, the payment process is just as easy. Browse our extensive collection of styles, fabrics, and sizes, knowing that flexible payment options are available for everyone. Our friendly team is here to help you every step of the way, ensuring a smooth and reassuring shopping experience from selection to delivery. Get ready to relax on your new sofa sooner than you think!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How do monthly payment sofas work?

With Trusty Stores, you can choose a sofa and pay for it over several months using TrustPay. We offer 0% APR, meaning no extra interest, and our process is designed to be inclusive, with instant approval up to £1,200.

Can I get a sofa on finance with bad credit?

Absolutely! Trusty Stores and TrustPay specialise in inclusive lending. We don't perform traditional credit checks, focusing instead on your current ability to make payments. This means you can still get approved, even with a poor credit history.

Is there really no credit check for sofa finance?

Yes, that's correct. With TrustPay, we provide a no credit check finance option for our sofas. This helps us offer instant approval up to £1,200, making furniture accessible to more people across the UK.

What is 0% APR?

0% APR stands for 0% Annual Percentage Rate. This means you will not pay any interest on your monthly payment sofa. You only pay back the price of the sofa itself, spread out over your agreed payment plan.

How much can I spend on a monthly payment sofa?

Through TrustPay, you can be instantly approved for up to £1,200 towards your new sofa. This provides a generous budget for a wide range of our quality furniture, all available with 0% APR and no credit checks.

Related pages

Apply for a TrustPay account — instant decision, no credit check