Monthly Payments with No Credit Check – Get Approved for Up to £1,200

At Trusty Stores, we believe everyone deserves access to the products they need, which is why we offer a flexible and inclusive way to pay.

Shopping with us means you can spread the cost of your purchases with convenient monthly payments, all without the worry of traditional credit checks. Our unique TrustPay system is designed to be accessible, helping more people get approved for financial flexibility. This means you can enjoy your new items sooner, managing your budget effectively without any hidden catches or complicated forms.

We understand that past credit history shouldn't define your present shopping experience. That's why TrustPay focuses on affordability and your ability to comfortably manage repayments, rather than relying solely on your credit score. You can get approved for up to £1,200 instantly, giving you the freedom to choose from our wide range of products with complete peace of mind, knowing your financial well-being is our priority.

With TrustPay, you benefit from 0% APR on all your purchases, ensuring you only pay back the price of your items – nothing more. This transparent approach to financing helps you plan your budget confidently, making quality products more attainable. Discover a smarter way to shop with Trusty Stores, where getting what you need is straightforward, fair, and designed to put you in control of your finances.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does 'no credit check' monthly payment work?

With TrustPay, we use an alternative assessment to approve you for monthly payments, focusing on your current affordability rather than your credit history. This means you can get instant approval for up to £1,200 without a traditional credit check.

Will I really pay 0% APR on monthly payments?

Yes, absolutely! With TrustPay at Trusty Stores, all our pay-monthly options come with 0% APR. This means you only ever pay the price of your item, with no interest added on top.

How much can I get approved for with TrustPay?

You can get approved for up to £1,200 instantly with TrustPay. This amount allows you to shop a wide range of products across our store and spread the cost with ease.

What happens if I have bad credit or no credit history?

TrustPay is designed specifically for individuals with bad credit or no credit history. Our inclusive lending approach focuses on your ability to repay today, ensuring you still have access to flexible payment options like 0% APR monthly payments.

How quickly can I get approved for monthly payments?

Approval with TrustPay is instant! Once you complete our simple application, you'll receive an immediate decision, allowing you to start shopping right away and pay monthly with 0% APR.

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Apply for a TrustPay account — instant decision, no credit check