Pay Monthly Phones with Bad Credit? Trusty Stores Can Help!

Worried about getting a new phone because of your credit history? Trusty Stores makes it simple to get the phone you need today.

At Trusty Stores, we believe everyone deserves access to essential tech, regardless of their past credit challenges. Our unique TrustPay system allows you to spread the cost of your new pay monthly phone with absolute confidence. Forget about traditional lenders and their strict requirements; we offer a refreshingly fair approach. With us, you'll find a clear path to owning a great phone without the usual hurdles.

Applying for your pay monthly phone through Trusty Stores is straightforward and stress-free. Our innovative TrustPay solution means there are no credit checks involved, ever. This inclusive approach ensures that even if you have bad credit or no credit history at all, you still have an equal opportunity to be approved. We focus on your ability to pay today, not your financial past, providing instant approval up to £1,200.

Experience the benefit of 0% APR on all our pay monthly phone plans. That's right – you only pay back the price of your phone, nothing more. We pride ourselves on transparency and fairness, ensuring there are no hidden fees or nasty surprises. Get your new phone with TrustPay, spread the cost over manageable monthly payments, and enjoy complete peace of mind, knowing you're in control of your budget.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a pay monthly phone if I have bad credit?

Yes, absolutely! At Trusty Stores, we specialise in helping customers with bad or no credit history. Our TrustPay system offers instant approval up to £1,200 with no credit checks, making it easier for you to get the phone you need.

Do you perform credit checks for pay monthly phones?

No, we do not. Our TrustPay finance solution is designed to be inclusive, which means we never perform credit checks. Your approval is based on your current ability to pay, not your past credit score.

What is 0% APR and how does it work with TrustPay?

0% APR means you pay no interest on your pay monthly phone. With TrustPay, you only pay back the exact price of your phone, spread over your chosen monthly instalments. There are no extra costs or hidden fees.

How much can I get approved for with TrustPay?

TrustPay offers instant approval for pay monthly phones up to £1,200. This limit allows you to choose from a wide range of popular smartphones and get started with your plan quickly.

How do I apply for a pay monthly phone with no credit check?

Applying is simple! Just select your desired phone, choose TrustPay at checkout, and follow the easy steps. You'll get instant approval up to £1,200 without any credit checks, and your new phone will be on its way.

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Apply for a TrustPay account — instant decision, no credit check