Pay Monthly Sofas with 0% APR on Your Terms

Transform your living room with a beautiful new sofa, and spread the cost with our easy and accessible pay monthly options.

Finding the perfect sofa that fits your budget can be a challenge, especially if you're worried about your credit history. At Trusty Stores, we believe everyone deserves to create a comfortable and stylish home. That's why we offer a fantastic selection of pay monthly sofas, all available with 0% APR and no credit checks through TrustPay. You can get approved for up to £1,200 instantly, making your dream sofa more accessible than ever before.

With TrustPay, our unique payment solution, you can choose from a wide range of high-quality sofas and spread the cost into manageable 0% APR payments. We understand that life happens, and a less-than-perfect credit score shouldn't stop you from furnishing your home. Our process is designed to be inclusive, offering instant approval up to £1,200 without the need for traditional credit checks that can sometimes be a barrier.

Forget the stress and uncertainty of traditional finance options. Our transparent and straightforward approach means you know exactly what you'll pay, with no hidden fees or nasty surprises. Explore our diverse collection of sofas, from modern designs to classic comforts, and find the ideal piece to complete your living space. With TrustPay, getting approved up to £1,200 is quick and easy, allowing you to enjoy your new sofa sooner.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a sofa on finance with bad credit?

Yes, absolutely! At Trusty Stores, we offer our TrustPay plan which allows you to pay monthly for your sofa with 0% APR, and we don't carry out traditional credit checks. We offer instant approval up to £1,200.

Do you offer sofas with no credit check?

Yes, we do! Through TrustPay, you can get a new sofa with no credit checks. We focus on making our payment options inclusive, with instant approval for up to £1,200 and 0% APR on your purchases.

How does TrustPay 0% APR work for sofas?

TrustPay allows you to spread the cost of your new sofa over affordable monthly payments with 0% APR. Simply choose your sofa, apply for TrustPay, and if approved instantly (up to £1,200!), you can complete your purchase and enjoy interest-free payments.

What is the maximum amount I can be approved for?

With TrustPay, you can be approved for up to £1,200 instantly to spend on your chosen sofa. This amount is available with 0% APR and no credit checks, making it easier to manage your budget.

Are there any hidden fees with your pay monthly sofa options?

No, there are no hidden fees. Our TrustPay plan offers transparent 0% APR on all pay monthly sofa purchases. What you see is what you pay, with clear, manageable payments and no credit checks.

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Apply for a TrustPay account — instant decision, no credit check