Get a New Phone with Bad Credit? Yes, You Can!

Don't let a less-than-perfect credit history stop you from getting the phone you need; Trusty Stores makes it simple and affordable to get approved.

At Trusty Stores, we believe everyone deserves access to essential technology, regardless of their credit score. We understand that life happens, and sometimes your credit history might not reflect your current ability to pay. That's why we offer a straightforward solution with TrustPay: pay monthly for your new phone with 0% APR, and best of all, there's no credit check required. Our goal is to make it easy and inclusive for UK shoppers to get the tech they need, without financial stress.

We've designed our application process to be as simple and quick as possible. With TrustPay, you can get instant approval for up to £1,200, allowing you to choose from a wide range of the latest smartphones. Forget about lengthy forms and anxious waits; our focus is on getting you connected without delay. This inclusive approach means that even if you've been turned down elsewhere, Trusty Stores is here to help you get the phone you want on terms that work for you.

Choosing Trusty Stores means choosing transparency, affordability, and a commitment to helping you. Our 0% APR ensures you only pay for the phone itself, with no hidden interest charges. Plus, with no credit checks, your past financial difficulties won't stand in the way of your future. We're proud to offer a responsible and accessible way to finance your new phone, empowering you to stay connected with family, friends, and the world around you. Shop with confidence today!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a new phone with bad credit in the UK?

Yes, absolutely! At Trusty Stores, we specialise in helping UK customers get approved for new phones even if they have bad credit or no credit history. Our TrustPay option offers 0% APR with no credit checks required.

How does 'no credit check' work for phones?

With TrustPay, we use an inclusive lending model that focuses on your current affordability rather than solely on your credit score. This means we don't perform traditional credit checks, making it easier for everyone to get approved for a pay-monthly phone plan with 0% APR.

What is TrustPay and how can it help me get a phone?

TrustPay is our flexible payment solution that allows you to buy a new phone on a pay-monthly basis with 0% APR. It's designed for inclusivity, offering instant approval up to £1,200 without needing a credit check, even if you have bad credit.

How much can I borrow for a phone with bad credit?

With TrustPay, you can get instantly approved for up to £1,200 to spend on a new phone. This amount allows you to choose from a great selection of the latest smartphones, all on 0% APR pay-monthly terms.

Are there any hidden fees or interest with TrustPay?

No, absolutely not! TrustPay offers genuine 0% APR on all pay-monthly phone plans. The price you see is the price you pay, spread across affordable monthly instalments, with no hidden fees or interest charges whatsoever.

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Apply for a TrustPay account — instant decision, no credit check