Get a Phone on Contract with No Credit Check in the UK

At Trusty Stores, we believe everyone deserves access to the tech they need, which is why we offer a simple way to get a phone on contract with no credit check.

Finding a new phone on contract can be tricky, especially if your credit history isn't perfect. Many traditional providers rely heavily on credit scores, leaving many hardworking individuals feeling overlooked. Trusty Stores offers a refreshingly different approach. Our unique TrustPay system allows you to get the latest phones with flexible pay-monthly options, ensuring you stay connected without the stress of a credit check.

We understand that life happens, and a past financial blip shouldn't stop you from getting essential items like a new smartphone. With TrustPay, we focus on your ability to pay today, not your past. Enjoy 0% APR on all your purchases, meaning you only pay for the phone itself – no hidden interest. Our instant approval process means you could be approved for up to £1,200 in minutes, making it easier than ever to upgrade.

Choosing Trusty Stores means choosing convenience, transparency, and a helping hand. Forget lengthy forms and anxious waits; our inclusive lending approach ensures a straightforward path to ownership. Explore our wide range of phones and discover how easy it is to get what you need with pay-monthly terms and no credit check. Your new phone is just a few clicks away, supported by TrustPay's commitment to fair and accessible finance.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

How does 'no credit check' work with TrustPay?

TrustPay focuses on your current affordability rather than your past credit score. This allows us to offer inclusive lending options, ensuring more people can access pay-monthly contracts without a traditional credit check.

What is 0% APR?

0% APR means you pay no interest on your purchase. When you choose a pay-monthly plan with TrustPay, the total amount you pay is simply the price of the item itself, spread over manageable instalments.

How much can I be approved for with TrustPay?

You can get approved for up to £1,200 with TrustPay, helping you get the phone or other tech you need without a large upfront payment. Approval is instant and based on our inclusive assessment.

Can I get a new iPhone or Samsung phone with no credit check?

Yes! Trusty Stores offers a wide range of popular smartphones, including the latest iPhones and Samsung Galaxy models, all available with our pay-monthly, no-credit-check TrustPay plans. Explore our catalogue today.

What if I have bad credit or no credit history?

Trusty Stores and TrustPay are designed for customers with varying credit backgrounds, including those with bad credit or no credit history. We offer an inclusive solution to help you get approved for pay-monthly contracts.

Related pages

Apply for a TrustPay account — instant decision, no credit check