Get a New Phone with Bad Credit at 0% APR

Trusty Stores makes it easy to get the latest phones, even if you have a less-than-perfect credit history, with our inclusive TrustPay 0% APR payment plans.

At Trusty Stores, we believe everyone deserves access to essential technology. That’s why our unique TrustPay service allows you to get the phone you need with 0% APR. We understand that life happens, and a low credit score or no credit history shouldn't stop you from staying connected. Our application process is designed to be straightforward and welcoming, focusing on affordability rather than just your past credit file, making high-quality phones more accessible for all.

Forget about traditional credit checks causing you stress. With TrustPay, we offer an inclusive approach to finance, meaning you can get approved for a new phone up to £1,200 swiftly. Our commitment is to provide a fair and transparent way to pay monthly or weekly, without hidden fees or charges. Enjoy the freedom of choosing from a wide range of popular smartphones, all available with easy, manageable payments that suit your budget, ensuring you get the tech you deserve effortlessly.

Our customers love the simplicity and fairness of TrustPay. Getting started is easy – simply browse our extensive range of phones, choose your favourite, and select TrustPay at checkout. You’ll get an instant decision, and once approved up to £1,200, your new phone will be on its way. Experience the peace of mind that comes with 0% APR and no credit checks, making upgrading your mobile phone a smooth and positive experience with Trusty Stores.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a phone contract with bad credit?

Yes, with Trusty Stores, you can get a new phone on a pay-monthly plan even if you have bad credit or no credit history. Our TrustPay service offers 0% APR and no credit checks, making it easier to get approved.

How does TrustPay work for phones?

TrustPay allows you to spread the cost of your new phone with 0% APR pay-monthly or pay-weekly payments. We don't perform traditional credit checks, focusing instead on affordability, and you can get approved up to £1,200 instantly.

Do you perform credit checks for phone purchases?

No, at Trusty Stores, we offer a no credit check option through TrustPay for our phone purchases. This means your credit history won't be the deciding factor, making it more accessible for everyone to get a new phone.

What phones can I get with no credit check?

You can choose from a wide range of popular smartphones available through Trusty Stores. With TrustPay, you're approved up to £1,200 at 0% APR, giving you plenty of options to find the perfect phone for your needs, all without a credit check.

Is 0% APR really available for phones with bad credit?

Absolutely! Trusty Stores offers genuine 0% APR on all pay-monthly and pay-weekly phone plans through TrustPay. There are no hidden fees, and you'll always know exactly what you're paying, even if you have a less-than-perfect credit score.

Related pages

Apply for a TrustPay account — instant decision, no credit check