Phones for Bad Credit? Get Yours with TrustPay Today!

Worried that a less-than-perfect credit history will stop you from getting the latest smartphone? At Trusty Stores, we believe everyone deserves access to great tech.

Finding a new phone on finance can feel challenging, especially if you've been turned down elsewhere due to a low credit score or no credit history. We understand that life happens, and past financial difficulties shouldn't block you from essential purchases. That's why Trusty Stores proudly offers an inclusive way to get the phone you need, designed to support you without focusing on your credit file. Our unique TrustPay option is here to make getting a new phone straightforward and stress-free for everyone in the UK.

With TrustPay, you can get approved for up to £1,200 for your new phone with absolutely no credit check. Yes, you read that right – we don't look at your credit history. Our focus is on your current affordability, ensuring payments are manageable for you. You'll benefit from 0% APR, meaning you only pay for the phone itself, with no hidden interest. It's a transparent and fair way to spread the cost, making top brands and the latest models accessible on a pay-monthly or pay-weekly plan.

Applying for your new phone through TrustPay is quick and easy. Our instant approval process means you could be choosing your new device in minutes, without the lengthy waits or detailed credit investigations. Whether you need a reliable smartphone for work, staying connected with family, or simply enjoying the latest apps, Trusty Stores is your go-to. Experience the freedom of getting the tech you need today, with inclusive lending that truly puts you first. Join our happy customers across the UK!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a phone on finance with bad credit in the UK?

Yes, at Trusty Stores, you can! Our TrustPay finance option is specifically designed for UK customers with less-than-perfect credit. We offer phones with no credit check, focusing on your current ability to pay, so you can get approved for up to £1,200.

Do you perform credit checks for phone finance?

No, we don't. TrustPay offers a no credit check solution for buying your new phone. This means your credit history won't affect your application, making it easier for everyone to get approved.

What is the interest rate on TrustPay phone finance?

With TrustPay, you'll benefit from 0% APR. This means you won't pay any interest on your monthly or weekly payments. The price you see is the price you pay for your new phone, spread out over time.

How much can I borrow for a phone with TrustPay?

You can get approved for up to £1,200 with TrustPay. This gives you a great selection of the latest smartphones and other tech, allowing you to choose the device that best fits your needs.

How quickly can I get approved for a new phone?

Our TrustPay approval process is instant. Once you apply, you'll typically receive a decision right away, allowing you to quickly proceed with choosing and ordering your new phone.

Related pages

Apply for a TrustPay account — instant decision, no credit check