Buy Now Pay Later Phones with 0% APR – Trusty Stores UK

At Trusty Stores, we make getting the phone you need simple and affordable, even if your credit history isn't perfect.

Searching for a new phone but worried about affordability or credit checks? Trusty Stores understands. Our innovative TrustPay system offers 0% APR on a wide range of popular mobile phones, letting you spread the cost into manageable pay-monthly or pay-weekly instalments. We believe everyone deserves access to essential technology, which is why our approval process is straightforward and swift, without the need for traditional credit checks. You could be approved for up to £1,200 instantly, helping you stay connected without financial strain.

With TrustPay, buying your dream phone has never been easier or more inclusive. Forget about complicated forms or disappointing rejections; our unique approach focuses on your ability to pay today, not your past credit score. This means whether you're building credit, have faced financial challenges, or simply prefer a flexible payment plan, we've got you covered. Enjoy the peace of mind that comes with transparent 0% APR and the convenience of instant approval, allowing you to choose from our fantastic selection of phones right away.

Our commitment at Trusty Stores is to provide a fair and accessible way to shop. When you choose a phone with our Buy Now Pay Later option, you're choosing a solution designed with your needs in mind. Benefit from clear pay-monthly or pay-weekly schedules and 0% APR, ensuring you pay exactly what the phone is worth, no hidden fees. Experience the ease of being approved up to £1,200 instantly, empowering you to get the technology you need without delay, all thanks to TrustPay's inclusive lending.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is Buy Now Pay Later for phones?

Buy Now Pay Later (BNPL) for phones allows you to get a new mobile phone today and spread the cost over several months with fixed, manageable payments. At Trusty Stores, our TrustPay system offers 0% APR, so you only pay the price of the phone itself, with no extra interest.

Do you perform credit checks for phone finance?

No, at Trusty Stores, we do not perform traditional credit checks when you apply for finance through TrustPay. Our focus is on making our payment plans accessible and inclusive for everyone, regardless of their credit history. You can get instant approval for up to £1,200.

How much can I be approved for?

With Trusty Stores and TrustPay, you could be instantly approved for finance up to £1,200. This amount is often sufficient for a wide range of the latest smartphones, allowing you to choose the device that best suits your needs.

What is 0% APR and how does it work?

0% APR (Annual Percentage Rate) means you will not be charged any interest on your repayments. When you buy a phone using TrustPay, the total amount you pay back will be exactly the same as the initial price of the phone, spread across your chosen pay-monthly or pay-weekly instalments.

Can I get a phone with bad credit?

Yes, absolutely! Trusty Stores is proud to offer an inclusive lending approach. Because we don't rely on traditional credit checks, having a bad credit history will not prevent you from being approved for a pay-monthly or pay-weekly phone plan with TrustPay, up to £1,200.

Related pages

Apply for a TrustPay account — instant decision, no credit check