Don't let a less-than-perfect credit history stop you from furnishing your home with a comfortable new sofa – Trusty Stores and TrustPay are here to help.
Finding flexible finance for a new sofa can be tricky, especially if you have bad credit or no credit history. At Trusty Stores, we believe everyone deserves a comfortable home, which is why we offer a straightforward solution. With TrustPay, you can get approved for up to £1,200 to spend on your dream sofa, all with 0% APR. We focus on your ability to pay today, not your past credit score, making sofa shopping stress-free and accessible.
We understand that life happens, and sometimes your credit file doesn't reflect your current financial situation. That's why our unique TrustPay system is designed to be inclusive. There are no credit checks involved in our approval process, meaning you can apply with confidence, knowing your credit score won't be a barrier. It’s quick, easy, and designed to get you sitting pretty on your new sofa sooner than you think, with clear, manageable pay-monthly or pay-weekly options.
Imagine relaxing on a brand-new sofa without the worry of upfront costs or hidden fees. With TrustPay, what you see is what you pay – absolutely 0% APR on all finance agreements. This means you can spread the cost of your chosen sofa over convenient installments, making it affordable and budgeting simple. Experience the comfort and quality of our sofas, knowing your finance is secure and tailored to support you, regardless of your credit background.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Yes, absolutely! At Trusty Stores, we offer sofa finance options through TrustPay specifically designed for customers with bad credit or no credit history. We focus on your current affordability, not just your past credit score.
No, with TrustPay, there are no credit checks when you apply for sofa finance at Trusty Stores. This means a smoother, faster approval process for you.
0% APR (Annual Percentage Rate) means you pay no interest on your sofa finance agreement. The total amount you pay back is exactly the price of the sofa, spread over manageable pay-monthly or pay-weekly instalments with TrustPay.
Through TrustPay at Trusty Stores, you can get approved for up to £1,200 towards your new sofa. This provides a generous budget for a wide range of stylish and comfortable options.
TrustPay is our inclusive finance solution. You apply online or in-store, and we assess your current affordability without credit checks. Once approved for up to £1,200, you can choose your sofa and set up convenient 0% APR pay-monthly or pay-weekly payments.
Apply for a TrustPay account — instant decision, no credit check