Buy Now, Pay Later Sofas: 0% APR with TrustPay

Discover our wide range of comfortable and stylish sofas, all available with flexible pay-monthly options through TrustPay, making your dream living room a reality without delay.

Finding the perfect sofa for your home is exciting, and with Trusty Stores, it's also incredibly easy and affordable. We understand that furniture is a big investment, which is why we offer a straightforward "buy now, pay later" solution. You can spread the cost of your new sofa with 0% APR payments, ensuring you get the comfort and style you deserve without any hidden fees or interest charges. It's our way of helping you furnish your home stress-free.

At Trusty Stores, we believe everyone deserves a comfortable home, regardless of their credit history. That’s why our unique TrustPay system offers instant approval for pay-monthly plans up to £1,200, with no credit checks. This means you won't have to worry about your credit score affecting your ability to get a new sofa. Simply choose your favourite design, select TrustPay at checkout, and enjoy immediate approval so your new sofa can be on its way to you sooner.

Our extensive collection features everything from cozy two-seaters and spacious corner sofas to elegant three-piece suites, all crafted for quality and durability. With TrustPay, you can enjoy the flexibility of paying for your sofa over manageable monthly instalments, all at 0% APR. We make furnishing your home accessible and affordable, ensuring a smooth and transparent shopping experience from browsing to delivery. Start exploring our fantastic sofa range today!

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is 'buy now, pay later' for sofas?

It allows you to get your new sofa immediately and spread the cost over several monthly payments instead of paying the full amount upfront. With Trusty Stores, you get 0% APR through TrustPay.

Do you perform credit checks for sofa finance?

No, with TrustPay, we offer instant approval for pay-monthly options up to £1,200 with no credit checks. We focus on making furniture accessible to everyone.

How does 0% APR work with TrustPay?

0% APR means you only pay back the price of your sofa, with no additional interest charges. Your payments are split into equal, manageable monthly amounts, making it a truly affordable way to buy.

What is the maximum amount I can finance for a sofa?

Through TrustPay, you can be approved for up to £1,200, which can cover a wide range of our stylish and comfortable sofas.

Can I get a sofa with bad credit or no credit history?

Yes, absolutely! TrustPay is designed to be inclusive. We don't perform credit checks, so even if you have bad credit or no credit history, you can still get instant approval for your new sofa up to £1,200.

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Apply for a TrustPay account — instant decision, no credit check