Find Your Dream Sofa on Finance in the UK

Ready for a new sofa but worried about upfront costs or credit history? Trusty Stores makes it easy to buy your perfect sofa with flexible pay-monthly options in the UK.

At Trusty Stores, we believe everyone deserves a comfortable home. That's why we offer a fantastic range of sofas available on finance, designed to fit your budget. With TrustPay, you can spread the cost with 0% APR, meaning you only pay for the sofa itself, nothing more. We understand that life happens, so we focus on making quality furniture accessible to all our UK customers, regardless of past credit challenges.

Choosing your new sofa on finance has never been simpler. Our quick and easy application process ensures you get an instant decision. There are no credit checks involved, making it a stress-free way to furnish your home. You could be approved for up to £1,200, giving you plenty of choice across our stylish collection. Find the perfect sofa that complements your living space without any financial worry.

Whether you're looking for a cosy two-seater, a spacious corner sofa, or a luxurious three-piece suite, Trusty Stores has options to suit every taste and home. Our pay-monthly and pay-weekly plans are transparent and straightforward, powered by TrustPay. Enjoy the comfort of a brand-new sofa sooner than you think, with payments that work for you, and all with the peace of mind of 0% APR.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

What is 0% APR?

All our pay-monthly and pay-weekly options come with 0% APR. This means you will not pay any interest on your repayments. You only pay back the exact price of your sofa, spread out over affordable instalments.

Do you perform credit checks?

No, we do not perform traditional credit checks. We believe in inclusive lending, which means we look at your current ability to pay rather than your past credit history. Our goal is to make financing accessible to more people.

What is TrustPay?

TrustPay is our in-house payment solution that allows you to buy now and pay later with 0% APR. It provides flexible repayment options, such as pay-monthly or pay-weekly plans, tailored to your budget, all without credit checks.

How much can I be approved for?

Upon approval, you can be instantly approved for up to £1,200. This limit allows you to choose from a wide range of our quality sofas and other furniture, making it easier to get what you need for your home.

How long does the application process take?

The application process is quick and simple. Just choose your desired sofa, select TrustPay at checkout, and complete a short application form. You'll receive an instant decision, often within minutes, so you can proceed with your order without delay.

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Apply for a TrustPay account — instant decision, no credit check