Finance a Sofa with 0% APR & No Credit Check

Looking for a new sofa but worried about financing? Trusty Stores makes it easy and affordable to get the furniture you need with our flexible pay-monthly and pay-weekly options.

At Trusty Stores, we believe everyone deserves a comfortable home. That's why we offer a fantastic range of sofas on finance, designed to suit every style and budget. With TrustPay, our unique payment solution, you can spread the cost with 0% APR. We understand that life happens, and a less-than-perfect credit history shouldn't stop you from furnishing your home. Get approved instantly for up to £1,200.

Applying for sofa finance with Trusty Stores is straightforward and stress-free. Our no credit check policy means your past financial bumps won't stand in your way. Simply choose your ideal sofa, select TrustPay at checkout, and get instant approval up to £1,200. You’ll know exactly what you’re paying each month or week, with no hidden fees or nasty surprises. It’s transparent, fair, and designed with you in mind.

Discover the perfect sofa for your living space today. From plush corner sofas to stylish recliners, our collection offers comfort and quality. With TrustPay, you can enjoy your new furniture sooner than you think, spreading the cost with 0% APR. Forget traditional credit checks and endless forms – we provide an inclusive lending approach, helping more people access the products they need with easy, manageable payments.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Can I get a sofa on finance with bad credit?

Yes! At Trusty Stores, we understand that everyone's financial history is unique. With TrustPay, our 0% APR finance option, there are no credit checks, making it easier to get approved for a sofa even with bad credit. You can be approved for up to £1,200 instantly.

How does 0% APR sofa finance work?

Our 0% APR sofa finance with TrustPay means you only pay for the sofa itself, with no extra interest charges. You'll agree to clear, manageable pay-monthly or pay-weekly payments up to £1,200. It's a simple, transparent way to spread the cost without any hidden fees.

Do you perform credit checks for sofa finance?

No, with TrustPay at Trusty Stores, we do not perform traditional credit checks when you apply for finance. This means you can get instant approval for your sofa up to £1,200, regardless of your credit history. We focus on responsible, inclusive lending.

How much can I borrow for a sofa on finance?

Through TrustPay, you can be approved instantly for up to £1,200 to finance your new sofa. This amount allows you to choose from a wide range of our quality sofas, spreading the cost with 0% APR and no credit checks.

What is TrustPay and how can it help me buy a sofa?

TrustPay is our unique payment solution at Trusty Stores. It allows you to buy your desired sofa on flexible pay-monthly or pay-weekly terms at 0% APR. The best part? There are no credit checks, and you can get approved for up to £1,200 instantly, making sofa shopping accessible for everyone.

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Apply for a TrustPay account — instant decision, no credit check